Step-By-Step Guide To Apply For An Income Certificate
Income certificate is issued to the citizen by the Government, as evidence confirming their annual income. An income certificate is used as legal proof for availing various subsidies and schemes. An income certificate helps in securing scholarships provided by some organisations to help the underprivileged. Let’s understand what exactly an Income certificate is and how to apply for an income certificate online.
What Is An Income Certificate?
An income certificate is a certificate issued by the government as proof of the annual income earned by a family. The main aim of the government is to manage all the citizens and provide govt schemes to those families who need them.
As the country has billions of citizens, it is often difficult for the government to keep account of everything. An income certificate makes it easier for the government to identify who is genuinely eligible and who is not. It provides free ration to underprivileged families, helps students get scholarships, etc.
Any financial gain obtained by individuals or families needs to be updated in the income certificate. This is so that the government can easily categorise all families to give various subsidies and rations to underprivileged families.
The income-earning members can be unmarried daughters, unmarried brothers and sisters, to calculate the family income. The earning people in the family can consist of:
Salary of members working in organisations
Various pensions
Daily/weekly wage of a labourer
Profits from business
Charges of consultancy
Commissions of agency work
Any kind of regular financial benefits received, such as
Employee bonus
Deposit interest
Dividends from share and stock markets
Property rent
Gains on the sale of assets
Gifts and inheritances
What Is The Purpose Of An Income Certificate?
Income certificates make it easier for the government to find out the families who need help financially and help them get the help they need. It is also needed for the following reasons.
To avail of government welfare schemes and benefits.
To apply for scholarships and financial aid for education.
To apply for government jobs and reservations based on income criteria.
To avail of subsidies on essential commodities.
To apply for housing schemes and loans.
To avail of medical benefits and insurance schemes.
To apply for fee concessions in educational institutions.
To avail of tax exemptions and deductions.
To apply for loans and credit facilities from banks.
To prove eligibility for various government schemes and programs based on income criteria.
How To Apply For An Income Certificate Online?
People who want to know how to apply for an income certificate online can follow these steps.
Visit the official website of your state or district that handles administrative services.
Create an account by registering with a unique username, password, and mobile number.
Search for the option to apply for an Income Certificate.
Fill in the online application with the required details.
Upload necessary documents such as Ration Card, Driving License, Voter ID, and Aadhaar Card.
Provide details about your religion, caste, and whether you belong to SC, ST, or OBC categories.
Attach proof of income, which can include your parent’s income certificate, Income Tax Return, Form 16 from your employer, or a salary certificate. Some documents may need to be attested by a government officer.
Upload utility bills like rent, electricity, or telephone bills as proof of address. These may also need to be attested.
Submit an affidavit confirming that all the details you provided are true.
Submit the application online or at the local district office.
The Income Certificate is normally issued within 10 to 15 days.
CREIT GOES TO JAAGRUK BHARAT